Message From Managing Director & CEO

As the “Chief Executive Officer” of the Company, I present the Financial Statement for the year ended 31^st December, 2017 before the Hon’ble Shareholders of Crystal Insurance Company Limited. With sense of gratitude & great pleasure to welcome all of you in the 18^th Annual General Meeting of the Company.

On behalf of the Management, I expressed our gratitude & thanks to all of our stakeholders for their continued support and pledge. We also express our appreciation to the Insurance Development & Regulatory Authority (IDRA) for their untiring efforts to improve the standards of the insurance industry.

At the end, I expressed my gratitude & heartfelt thanks to our Hon’ble Chairman, Board of Directors & Shareholders for their continuous support & guidance given to me to operate Crystal Insurance Company towards better levels of success.

Mia Fazle Karim, FCA

Chief Executive Officer